Happy New Year!! I hope everyone enjoyed themselves over the holidays and are now getting back into a routine after days off from work. Today I am going to highlight my most popular posts from 2015.
I started doing this year in review last January and had many readers comment on how much they enjoyed it. I personally enjoy doing this post for three reasons:
- first, everyone is busy and as a result, you might miss a great post.
- second, I have new readers find my site all of the time. By having a quick review post, they can get up to speed rather quickly.
- third, sometimes a post might not connect with you at the time of reading it, but now you are in a place where you want to get out of debt and might find the information helpful.
If you are new or even a regular reader, I encourage you to sign up for my emails. I only email you new posts and it helps to not miss anything. You can sign up at the end of this post.
With that said, below are my top posts of 2015. As with last year, I have them listed from in reverse order, so the biggest post is listed last. You might be wondering how I came up with this list. Well, it’s a complicated formula that is still locked in a vault in Fort Knox. In other words, it’s just a combination of page views, comments, and buzz.
11. It’s All About The Budget
In order to be successful financially and reach your goals and dreams, you have to lay the foundation. Just like with a house, a poor foundation and your finances will crumble. As such, in this post I provide you with 9 free excel based budgets to get you to start budgeting. They are all easy to follow and you can even customize them to fit your exact needs.
And if you aren’t an excel fan, don’t worry, I cover a few other options to get you started with budgeting.
10. Bad Advice
Everyone out there is offering your their two cents when it comes to personal finance. One the one hand, this is good. But on the other hand, it is bad because you don’t really know who to trust. I wrote a post about the 12 worst pieces of financial advice and what you should do instead.
9. Slash Your Bills
This post is actually a repeat from last year. How is this so? I originally wrote it in 2014 and it was a hit. I then updated it to make it even better in 2015 and wouldn’t you know, readers loved it even more!
In it, I talk about the various ways to cut your monthly expenses – from the big ones like your mortgage or rent, to the smaller ones like groceries and gas – and then I follow that up with what you should be doing with that money you saved. After all, there is no point in going through the steps to cut your expenses if you aren’t going to save the money and better your financial life.
8. The Skinny On Taxes
A popular tax post? What is going on in the world?!? In all seriousness, I wrote a post talking about the truth of tax deductions. Too many people make the mistake of thinking that since they can write something off on their taxes it is a smart financial move to make. While in some cases this is true, it isn’t true 100% of the time. I encourage you to read this post and really learn about tax deductions. Don’t worry, I worked hard to keep it an easy read.
7. Guide To Debt
I wrote this post late in 2015 and it was a big hit. If you are struggling with debt, you have to read this post. I talk about my struggles with getting out of debt (and landing right back in debt) and what I learned. I then apply this information in a step-by-step guide to help you avoid the same mistakes I made and not get stuck in the debt payoff cycle.
If you follow this action plan, you will overcome your debt once and for all.
6. Make Millions In The Stock Market
As with my post about cutting your monthly expenses, this post is also a repeat from last year. Again, it was a hit and so I took some time to make it even better than before. Reading this post you will learn how to truly make money in the stock market over the long-term. These are the principles I used to go from being in debt and having nothing to saving and investing in the stock market and being well on my way to a comfortable retirement.
5. Save Money Without Effort
Digit came along in 2015. I was one of the first ones to try it out. At first, I was a little skeptical about it really working. Boy was I wrong! I love this free service to help me save money. Since I have started to use it early in 2015, it has helped me to save close to an extra $1,000. That is some serious money.
It works by taking advantage of automation and trust me when I tell you that you don’t notice the few dollars here and there that get transferred to a savings account. But you will notice that savings account balance grow! You can read all about Digit here.
4. Did You Know 80 People Control The World’s Wealth?
I found this story fascinating and decided to write about it before I even finished reading the survey. In this post you will learn how 80 people (yeah, just 80 people) control close to half of the global wealth. You also will learn who these 80 people are and interesting facts about their lives.
3. Facebook Is Stealing Your Money
This post was a trend I noticed about Facebook and many people I interact with on Facebook. After spending some time and doing some research, I realized that Facebook is essentially stealing your money. Not in the sense that they are hacking into your bank or credit card accounts and stealing your money, or stealing your identity. But rather, the site is stealing your money by wasting your time and even making you think you need to keep up with your friends and neighbors.
If you want an interesting look at Facebook, you should read this post. Heck, you should read this post regardless as it may open your eyes to what is really going on.
2. Fun Money Facts
This was a fun, lighthearted look at money and various not well known facts about money. You’ll learn all sorts of interesting facts here and who knows, you might even be able to use some of these facts as answers when you are out playing Quizzo with friends!
1. Things I Learned Managing $500 Million Dollars
Before I was laid off in 2013, I worked at a small financial planning firm that worked with clients who had at least $2 million in investable assets. It was a great job and I learned so much about money, investing and the rich. I decided to share these lessons in this post I wrote.
The funny thing was that the post was just meant to be something that you could take some information from and hopefully apply it to the way you handle money. That changed though as this post was picked up by various media outlets nationally and internationally. The post was featured all over the world, thus making it the most popular post from 2015.
So there are the top posts from 2015. What makes them popular is that they are important lessons and steps everyone needs to take in order to take their finances to the next level. I encourage you to read through all of the posts as they all contain key information for improving your finances.
I also encourage you to stick around as I am going to be starting off this year with more great posts to help you get your finances in order and help you to stick to your new years resolution of improving your finances.
[Photo Credit: Anthony Quintano]