Now that college is over, you are entering a new chapter in your life. It can be exciting, scary and overwhelming all at the same time. You are starting off your career and earning a steady income, but you’ve never had the responsibility that comes with it. As a result, you need some solid advice for the financial things to do in your 20s. For most of you, this will be the first time you are earning a steady income. And as crazy at this sounds, you need to know what to do with your money in … [Continue Reading...]
Start Investing
The Proven Way For You To Become A Stock Market Millionaire
So you want to know how to become a stock market millionaire? It’s much easier than you think. Let me rephrase that, it takes a lot less work to become a stock market millionaire than you think. In fact, the most work you do is at the beginning of the process. Once you have your foundation laid, you can pretty much put things on auto-pilot. How great is that? If you take about an hour or two of your time now to lay the groundwork, you are … [Continue Reading...]
The Ultimate Guide To Finding The Best Online Broker
When it comes to investing, there is no one size fits all approach. This is a problem when you are trying to find the best online broker. Unfortunately no one can claim to be the best online broker for every investor. Some investors are young and only have a little money to invest. Others are seasoned and have a large amount of money to invest. Then there are active traders and buy and hold investors. As a result, trying to figure out the … [Continue Reading...]
M1 Finance Review: The Future Of Investing Is Here Now
It’s not often that Wall Street comes out with something new and earth shattering. In many cases it is the same product in new wrapping paper to make it look new and exciting. But every now and then, something comes along to change the game and disrupt it. Right now the disruption is M1 Finance. What is M1 Finance you ask? They are a new hybrid robo-adviser that is changing the way people invest their money. And the change is a good … [Continue Reading...]
Build Wealth
How To Build Wealth In Your 20s | Your Ultimate Guide
Now that college is over, you are entering a new chapter in your life. It can be exciting, scary and overwhelming all at the same time. You are starting off your career and earning a steady income, but you’ve never had the responsibility that comes with it. As a result, you need some solid advice for the financial things to do in your 20s. For most of you, this will be the first time you are earning a steady income. And as crazy at this … [Continue Reading...]
51 Extraordinary Ideas To Make More Money Starting Right Now
One of the more frequent questions I get from readers of my blog is “what are the best ways to make more money”? It seems as though everyone is looking for ways to increase their income these days. The good news is that there are many creative ways to make money. And thanks to technology, you can start making money today. It just all depends on how much extra money you want to make. So if you are finding yourself asking any of these … [Continue Reading...]
36 Incredibly Fun Facts About Money I Bet You Didn’t Know
I love money. I love the smell of it. I love the feel of it as I swim around in it à la Scrooge McDuck. OK, I don’t roll around in it. But I really do enjoy it. I love learning about it too. When FXX was running a “The Simpsons” marathon last summer, I knew I couldn’t miss the $10 trillion dollar bill episode. It is easily my favorite. While the story is fictional, it made me consider, “What are some real facts about money that would be fun to … [Continue Reading...]
Achieve Your Goals
25 Critical Things Successful People Do Every Day
Contrary to popular belief, success is not synonymous with luck. A person is not born successful. Perhaps we believe success is a genetic trait because usually a successful person will produce a successful offspring. Why is that? It is because successful people raise their kids to think the same way that they do, which is […]
16 Insider Habits Wealthy People Use To Grow Their Wealth
Since I want to become rich, I like to copy what the wealthy and successful people do. My thinking is that I can learn some tips, tricks and ideas from people who are already successful and incorporate them into my life. Recently, I stumbled upon a story about the 16 habits of wealthy people. Reading […]
15 Killer Action Steps To Building Self Confidence
It seems as though some people are born with self confidence and others have to work hard to build theirs up. I fall into the building category. When I was younger it was tough building self confidence. I was always comparing myself to others and always looking at the negatives, like what I lacked, as […]
Retire Well
3 Best Retirement Calculators To Achieve Your Dreams
Read any article about retirement planning and they will give you a number that you should use as your savings goal. While on the surface this is great to have, the reality is that it has nothing to do with your personal situation. What would be more beneficial to you is an easy retirement calculator that could help you determine exactly how much you need to save for a comfortable retirement. After all, you probably ask some of these … [Continue Reading...]
The Surprising Average 401k Plan Balance By Age
I’m a competitive person. I like to challenge myself to be the best I can be. And in many regards, I compare my progress with others. A few years ago, I compared myself to others in terms of how much I had saved for retirement. While it is natural to want to a benchmark for how much I should have saved for retirement by age, I realized there are a handful of problems going this route. Today I will talk about what the average 401k plan … [Continue Reading...]
How Much Money Do You Need For Retirement? Discover Your Answer Here
I have come across a handful of magazine articles answering the question, how much money do you need for retirement? Sadly, most people have absolutely no idea how much they will need in order to retire. They see the magazine headlines talking about $2 million dollars and think saving this amount of money is impossible. So they give up before they even start. Don’t do this. You don’t need $2 million for retirement. In many cases you need a … [Continue Reading...]
Thanks again for visiting Money Smart Guides. My goal for Money Smart Guides is simple: to help you become a master of your financial future. You do this by learning to overcome your debt, making smarter spending choices and start investing for your future. When you succeed, I succeed. By teaching you about personal finance, you can take the steps needed to secure your financial future. As always, if you have any questions or want help with any personal finance issue, please 
