Are you struggling to get a handle on your monthly expenses? Do you have nothing at the end of the month and wonder where all your money went? Has the thought of cutting monthly expenses ever crossed your mind? Cutting monthly household expenses is one part of the wealth building equation and this is what we are going to focus on in this post. By reducing or even eliminating some of your monthly bills, you will free up money to pay off debt or save. And by the end of this post, … [Continue Reading...]
Start Investing
Titan Invest | Built Like A Hedge Fund For The Masses
It’s no secret that the wealthy have access to many things that average people do not. One of the biggest areas where this holds true is investing. The wealthy are able to invest in hedge funds, allowing them to achieve higher returns on their money and at the same time limit risk by using advanced tools. This has been a growing complaint of many investors for years as they too want access to better investment vehicles. Unfortunately, … [Continue Reading...]
The Best Types Of Short Term Investments For Maximum Profit
Do you want to earn a decent return on your savings? Are you tired of earning close to nothing with your savings account? You aren’t alone. Many people work hard for their money and don’t have much to show for it thanks to low interest rates. But there is hope. You can earn a decent amount of interest on your savings and I am going to show you how. I was in your shoes. I had a nice savings cushion at my local bank. But it was … [Continue Reading...]
Build Wealth
The Best Tricks To Slash Your Monthly Expenses And Save Thousands Fast
Are you struggling to get a handle on your monthly expenses? Do you have nothing at the end of the month and wonder where all your money went? Has the thought of cutting monthly expenses ever crossed your mind? Cutting monthly household expenses is one part of the wealth building equation and this is what we are going to focus on in this post. By reducing or even eliminating some of your monthly bills, you will free up money to pay … [Continue Reading...]
How My 401k Loan Cost Me $1 Million Dollars
What could be wrong with a 401(k) loan? Everyone says it's a great loan because you are paying yourself back! It sounds like a great low risk loan at a great interest rate. But you know the saying "if it sounds too good to be true, it probably is". Well, I'm about to tell you how our 401k loan cost us $1,000,000 dollars. You see, there are a lot of reasons to not take out a 401k loan and they all happen to ME! There are risks … [Continue Reading...]
Achieve Your Goals
16 Insider Secrets Wealthy People Use To Grow Their Wealth
You strive to become wealthy and successful, but chances are it isn’t happening like you planned. You are being smart with your money, but it just feels like you aren’t getting ahead. What gives? The problem is you are focusing on just one area of your life, your finances, thinking this will set you apart. […]
10 Critical Questions To Ask Yourself To Jumpstart Your Life
Are you at a point in life where you are in a funk? You just can’t seem to catch a break or take that next step to greater success and jumpstart your life? We’ve all been in a rut at one point or another in our lives. For me it came after college. The economy […]
Retire Well
3 Best Retirement Calculators To Achieve Your Dreams
Read any article about retirement planning and they will give you a number that you should use as your savings goal. While on the surface this is great to have, the reality is that it has nothing to do with your personal situation. What would be more beneficial to you is an easy retirement calculator that could help you determine exactly how much you need to save for a comfortable retirement. After all, you probably ask some of these … [Continue Reading...]
The Surprising Average 401k Plan Balance By Age
I’m a competitive person. I like to challenge myself to be the best I can be. And in many regards, I compare my progress with others. A few years ago, I compared myself to others in terms of how much I had saved for retirement. While it is natural to want to a benchmark for how much I should have saved for retirement by age, I realized there are a handful of problems going this route. Today I will talk about what the average 401k plan … [Continue Reading...]
Thanks again for visiting Money Smart Guides. My goal for Money Smart Guides is simple: to help you become a master of your financial future. You do this by learning to overcome your debt, making smarter spending choices and start investing for your future. When you succeed, I succeed. By teaching you about personal finance, you can take the steps needed to secure your financial future. As always, if you have any questions or want help with any personal finance issue, please contact me. I will do my best to help you out and answer any of your questions.
