When I first started to take initiative and improve my finances, the first step was to build a solid savings base. I knew that by having a large pile of savings, I would cover myself if emergencies happened. And having this savings would also allow me to focus on investing my money and growing it faster. Thanks to my finance background, I understood the power of compound interest and wanted to find a savings account that offered me a high yield. This is because the higher the … [Continue Reading...]
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Webull Review | The Best Free Stock Trading Platform
For serious stock traders, you only have a handful of options when it comes to finding a broker that offers all of the bells and whistles you need to conduct your research. And when you take into account the prices charged for getting access to these tools and trading stocks, the field narrows even more. Sadly there are only a couple of brokers that offer many of the things you need to be a successful investor and trade at no cost. Even … [Continue Reading...]
Titan Invest | Built Like A Hedge Fund For The Masses
It’s no secret that the wealthy have access to many things that average people do not. One of the biggest areas where this holds true is investing. The wealthy are able to invest in hedge funds, allowing them to achieve higher returns on their money and at the same time limit risk by using advanced tools. This has been a growing complaint of many investors for years as they too want access to better investment vehicles. Unfortunately, … [Continue Reading...]
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CIT Bank Review | Make Money On Your Savings
When I first started to take initiative and improve my finances, the first step was to build a solid savings base. I knew that by having a large pile of savings, I would cover myself if emergencies happened. And having this savings would also allow me to focus on investing my money and growing it faster. Thanks to my finance background, I understood the power of compound interest and wanted to find a savings account that offered me a … [Continue Reading...]
Are Hybrid Cars Worth It? The Answer May Surprise You
If you are looking to buy a hybrid car thinking it will help you to save money, you better think again. For many people wondering if hybrid cars are worth it, the answer is probably not. The reality is that in most cases, hybrid cars end up costing you more money than buying a gas powered car. So then why do so many people buy a hybrid thinking it will save them money? It is because most people only focus on the cost of gas as a … [Continue Reading...]
Retire Well
How My 401k Loan Cost Me $1 Million Dollars
What could be wrong with a 401(k) loan? Everyone says it's a great loan because you are paying yourself back! It sounds like a great low risk loan at a great interest rate. But you know the saying "if it sounds too good to be true, it probably is". Well, I'm about to tell you how our 401k loan cost us $1,000,000 dollars. You see, there are a lot of reasons to not take out a 401k loan and they all happen to ME! There are risks … [Continue Reading...]
3 Best Retirement Calculators To Achieve Your Dreams
Read any article about retirement planning and they will give you a number that you should use as your savings goal. While on the surface this is great to have, the reality is that it has nothing to do with your personal situation. What would be more beneficial to you is an easy retirement calculator that could help you determine exactly how much you need to save for a comfortable retirement. After all, you probably ask some of these … [Continue Reading...]
Thanks again for visiting Money Smart Guides. My goal for Money Smart Guides is simple: to help you become a master of your financial future. You do this by learning to overcome your debt, making smarter spending choices and start investing for your future. When you succeed, I succeed. By teaching you about personal finance, you can take the steps needed to secure your financial future. As always, if you have any questions or want help with any personal finance issue, please contact me. I will do my best to help you out and answer any of your questions.
