I’ve had enough snow to last me two winters now. And judging by the latest forecast, we have 2 more chances of snow coming up. Luckily, we turn the clocks ahead Saturday night and it’s March, which means Spring is just around the corner. Since I’m in a positive mood, I’ll add one more nice thing: when I go outside, I hear birds singing and see them flying around. Oh man, warm weather is almost here!!!
In the meantime, check out all of these great blog posts. I am happy to be hosting the Carnival of Financial Camaraderie this week. Note that this carnival is hosted every second week by My University Money and you can submit articles at Blogger Carnivals or Blog Carnival HQ.
Lauren @ L Bee and the Money Tree writes Practicing Conscious Spending – Conscious spending rocks my socks off. Are you a budgeter or a conscious spender?
Bob @ Dwindling Debt writes Protect your Tax Refund from Identity Thieves – What could be worse than having to file your taxes this year? How about having an identity thief steal your tax return check?
Daniel @ Make Money Make Cents writes 5 Excellent Home Investments for 500 Bucks or Less – If you are wondering what to do with your tax refund this year, we have 5 home investment ideas for you that cost less than $500 but will give you a very good return on your money.
Mario @ Adventures in Frugal writes Is frugality sexy? – Frugality has certainly been called many things, but rarely sexy; here’s why I think that line of thinking should be given a second look.
Gabe @ CPA Tax Guy writes Tax Preparations – If you’re looking to find ways to save money on taxes before the upcoming IRS filing, come read and learn.
Mr.CBB @ canadian budget binder writes Do you need financial motivation? – Financial motivation doesn’t normally just jump into your head when you wake up in the morning. Motivation for many typically happens because something is either wrong or you want to make changes to your life.
GenY @ Gen Y Finances writes Ways That Being Cheap Could Cost You Money – Everyone has been cheap at some point in their life. Sometimes being cheap can save you money, but other times it may end up actually costing you money. Don’t you hate whenever that happens?
CAPI @ Creating a Passive Income writes Become more productive in your business – In this brief article, you will find some productivity tips in response to some frequently asked questions. Find out how you can be more productive.The post Become more productive in your business appeared first on .
Hank @ Money Q&A writes How To Get Rewards When Spending With Your Business Credit Card – Business credit cards have developed a whole line of innovative programs, offering multiple ways to earn valuable rewards. Credit card companies often use rewards and bonuses to attract clients.
Maria @ The Money Principle writes Fail proof business models – Thinking of starting a business of a side hustle? Here are three fail proof business models you will find useful.
Christopher @ This That and The MBA writes How to Start a Home Business – Learning how to start a home business may be a good option for you if you want to work from home. It may not be easy to find the right home business opportunity so you need to do a lot of research before you know how to start.
Jeremy @ Modest Money writes Time Management: Why Booking Business Travel is Important for Small Businesses – Careful management when it comes to business travel is a crucial strategy for success. Learn how you can make travel more efficient for small businesses.
CAREER & EDUCATION
Jacob @ AllPersonalFinance writes Extra Cash: Five Ways to Get Paid Without Leaving Home – In today’s economy, many people find they could use a little extra cash. Whether you need more money to meet your basic expenses, or you’d just like some additional spending money, there are many ways to accomplish this without getting another job. Here are some ideas to help you start thinking creatively.
Alexa @ Single Moms Income writes 5 Money Making Ideas for Stay at Home Moms – Being a stay at home mom has a lot of rewards for a mother, but most women think this means sacrificing an income or even a career. This is simply not true.
Natalie @ Debt and the Girl writes I Got to Meet my Savings Idol – Its funny how thing happen sometimes. You can meet the most random of people in different places. I had this happen to me over the weekend. I was able to meet my savings idol and that was Clark Howard.
Glen @ Glennalicious.org writes How To Start A Blog – A Guide To Setting Up Your Blog – The internet has become the easiest path to financial independence for many entrepreneurs. From revolutionary technology companies to freelance writers to bloggers, there are many ways to make money online. Check out our guide to setting up a blog for free – it could change your life!
Bryan @ Gajizmo writes Easy Ways To Make Money From Home – The internet has revolutionized the way stay-at-home parents can become entrepreneurs. Ten years ago, making money online via blogging was difficult and almost unheard of. Now, anyone can leverage their tech savviness to earn a living. Learn legitimate and easy ways to make money from home.
BFT @ Budgeting For Travel writes Making Money By Teaching English Overseas – There are many countries that want teachers to teach the English language. It seems like all the time I log into Facebook and see that a new Facebook friend is leaving the country to teach English in a foreign country.
724Credit @ 724 Credit writes How To Make Money In High School – When I was in high school, I was always doing something to make money. In my freshman and sophomore years, I was a nanny for a neighbor baby, and in my junior and senior years I worked at a retail store.
Harry Campbell @ The Four Hour Work Day writes Why I Don’t Work Over Time(Usually) – Even though I’ve worked in the corporate world for close to 5 years now, I don’t think I’ll ever understand how ‘overtime’ is supposed to work. Most engineers are actually pretty lucky, a majority of companies pay their engineers for overtime. But apparently the rest of the workforce isn’t like that, since I have lots of friends who get paid the same amount whether they burn the midnight oil or ‘only’ work 8 hours a day.
Chuck @ Tortoise Banker writes Guide to Getting Rid of Car Payments Forever – What if instead taking out a loan ever time you need to buy a car, we put into action a proven plan used by millions of successful Americans to avoid car payments all together?
Michael Kitces @ Nerd’s Eye View writes Crafting A Withdrawal Policy Statement For Retirement Income Distributions – Investors often use an “Investment Policy Statement” for their portfolios. But have you ever considered a “Withdrawal Policy Statement” to guide how you will draw cash flow for spending from your retirement portfolio?
Charles @ Getting A Rich Life writes The Advantages Of YOLO In Your Finances – People who have YOLO in their finances and carefree often don’t worry about what everyone else does.
Jason @ The Money Makers writes Does Amanda Bynes Need a Conservatorship? – The publicly documented downward spiral of Amanda Bynes may be reaching its breaking point.
Marissa @ Finance Triggers writes Are You Financially Ready To Have A Baby? 5 Questions To Ask Yourself – Having a baby, and starting a family can be an exciting time in your life. However, bringing a little one into this world can be challenging, both emotionally and especially financially.
Lily @ Paying Debt Down writes A Few Reasons that Investors like ETFs – In recent years, ETFs have become much more popular and are actually gaining against some other, more mature mutual funds. The reasons for that gain in popularity are explained below.
Lenny @ Best Money Saving Blog writes What to Consider Before You Buy a Home – The American dream of home ownership simply will not go away. You would think that there never was a credit crisis even though it was not that long ago that we were bombarded on a daily basis with stories about underwater mortgages, foreclosures and crashing prices.
Amy @ Money Mishaps writes Have a childhood savings bond? Here’s what you can do it – Although it was not always a welcome gift, many children got savings bonds for birthdays and other holidays. The goal behind them, in most cases, was to have something ready when it was time to pay for college.
Danielle @ Saving Without a Budget writes 50 Tips to Improve Your Financial Health in 2014 – Part Six – We finish off the serious with 5 more tips. Enjoy!
Brian @ Christian Money Planner writes Debt Is The Mother Of Four Letter Words – Is debt really that bad?
Jon Haver @ Pay My Student Loans writes Financial Aid for Minority Students – Going to college is not easy. For many young adults, it is their initiation into the real world, and it can be a difficult transition. Compared to grade-school, the classes can be more difficult, with more challenging material to cover in less time, and with teachers who are less interested in helping you keep up.
Josh @ myFICO writes The Who, Why and How Behind Your Credit Health – Credit reports are track records of how each entity has handled their debts in the past and they were born from a genuine need for a way to gauge the creditworthiness of consumers, businesses, and even entire countries. They made loans more profitable because lenders could get a good idea of the financial history of those they were giving loans to.
Emily @ Evolving Personal Finance writes Moto X from Republic Wireless Review – The Moto X has performed fantastically for me and the new tiered service plans from Republic Wireless can save you lots of money.
Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.
Monica @ Monica On Money writes 7 Better Ways To Spend Your Tax Refund – If you are getting a tax refund this year, it is time to make a plan on what to do with the extra money. Otherwise, without a plan, who knows where all that money will end up.
Jay @ Daily Fuel Economy Tip writes With Winter Comes Poor Gas Mileage – Have you been thinking that your car’s fuel economy has been lower over the last few weeks? If you have, it is not your imagination. It is just the fact that, in winter, your fuel economy usually does go down, at least a little bit and in some cases quite a lot.
Leonard Carter @ The Wallet Doctor writes How to reduce your food costs – It’s easy to cut your food costs, eat nutritious, tasty meals, follow your meal plan and stay within your food budget IF you teach yourself to be a smarter food shopper and preparer.
Cat @ Budget Blonde writes We Love Our Frugal Renovation – Right now, the hubs and I are staying next door to his parents, and we love the frugal renovation they did to get it ready for us!
Mike @ Personal Finance Journey writes The 5 Signs you Need a New Real Estate Agent – In order to win at Real Estate your best resource can be your Agent. But do you know the The 5 Signs you might Need a New Real Estate Agent?
Luke @ Learn Bonds writes Three Solid Income Stocks For 2014 – Here are three tasty dividend-paying stocks that can boost your income without taking on too much risk.
Crystal @ Married (with Debt) writes Personal Finance is a Middle Class Escape Plan – I don’t know what more to say than this – saving money for retirement is boring. I am losing my mind from it. But personal finance is an escape plan.
Debt Guru @ Debt Free Blog writes Early Retirement: Is It Right For You? – Deciding to retire early is not a decision to be made on a whim. There are many factors that play into early retirement. Is early retirement right for you?
Don @ MoneySmartGuides writes The Ultimate Guide To Retiring Early – Do you want to quit the rat race and retire early? This post walks you through the steps of retiring early.
Eva Baker @ TeensGotCents writes $1,000 Challenge – Eva and Work Expenses – Mom is still trying to cut $500 from our monthly budget.
Brent @ PersonalFinance-Tips writes Saving Money: Ways To Bring Your Water Bill Down – The water bill can take up a large portion of your household budget. There are several ways to bring your water bill down so that you can save money. The following tips are simple, yet they can make a big difference on the monthly bill. Showering Switch to a new showerhead. Many older models can use up to 5.5 gallons per minute.
Adam @ Stop Worrying About Money writes Day 2 – Create An Emergency Fund – Today, we are going to talk about budgeting for the unbudgetable — uncommon emergencies that crop up from time to time that haven’t been accounted for in your budget.
Aaron @ Aaron Hung writes How to pay for College? Why not use a Roth IRA – If you are hoping that your children will go to college Sunday, you have more than likely thought about the best way to put money aside to pay for it.
Justin @ Edward Antrobus writes Considering ETFs? Here’s How to Get a Good Deal – ETFs can be purchased practically anywhere you can buy a stock, either through a broker, or a brokerage account.
Matt @ Budget Snob writes Over 40? Never too Late to Save for Retirement – From a retirement planning perspective, the decade between your 40th and 50th birthday is a time when, if you have not started saving for retirement, you definitely should.
Jacob @ Cash Cow Couple writes Betterment Investing – Betterment offers an excellent investment management service that is based on modern finance theory
Jen @ Master the Art of Saving writes 10 Ways to Save More Money (Even If You Don’t Want To Be A Couponer) – Couponing for the last 5 or 6 years has taught me many things. Things I never really paid attention to before I started using coupons. Since not everyone is interested in learning about coupons or even extreme couponing, I thought I would share some of my enlightenment with you all.
PFC @ PF Carny writes Does Couponing Really Save Money? – Depending on how you do it and how into it you get, it can be either bad or good. Does couponing really save you money? It can, but it can also cost you money at the same time.
Sustainable PF @ Sustainable Personal Finance writes Do You Put Your Ideals Ahead of Your Pocketbook? – There are times when adhering to your ideals is cost-efficient. Not everything is like that, however. There are times when your ideals can cost you money.
Marissa @ Thirty Six Months writes Peace of mind is the most important financial asset – Whether you are struggling to make ends meet or you are comfortably off and looking to invest, you cannot underestimate the value of having peace of mind.
Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.
Andrea @ So Over This writes Getting the Most Out of Your Children at Tax Time! – When it comes to school, grades and sports, all parents hope that their children will be a credit to their name. At tax time however, this can literally be the case.
Mark Ross @ Money Saving Dude writes 20 Easy Ways To Save Money And Energy At Home – Are you having trouble saving money at home? If you are, then these easy to do money saving tips might help you in reducing your electric and water bills at home.
PPlan @ Provident Plan writes Cash Now vs Slow Annuities: Why the former is better? – If you have been injured in an accident or you have won a worker’s compensation claim or you have won a settlement for the wrongful death…
Wayne @ Young Family Finance writes Reuse, Not Refuse: Five Items to Repurpose to Save Money – Why throw out day-old bread or rancid olive oil when you can change them into something useful? Here are five things to repurpose rather than throw out.
Mr. Frenzy @ Frenzied Finances writes Elder Advice: 5 Finance Lessons from Grandpa that Still Make Sense – Although the national debt continues to grow, more people are learning to gain a new perspective on their money and acquire old fashioned finance habits.
Roger the Amateur Financier @ The Amateur Financier writes How Should You Handle Receiving a Sizable Lump Sum of Money – A guide to how to handle lump sums of money, such as lottery winnings or tax refunds, putting them towards debt payments, emergency funds, and investing.
Tony @ We Only Do This Once writes The 10 Commandments for Credit Card Holders – Anything in life that’s worth taking seriously comes with a strict set of rules, and there are very few things in life that we must take as seriously as credit cards!
Lindy @ Minting Nickels writes Can You Make Decent Money Online? – True, you’ve heard a lot about how one can make money online. True, you’ve tried, failed, and have tried again, only to fail again.
Ted Jenkin @ Your Smart Money Moves writes Five Tips For Ordering Wine When You Dine Out – We’ve all had that dinner where you go out with someone who is truly a wine snob. Or so they think so.
IMB @ Investing Money writes The Financial “Butterfly Effect.” – The “Butterfly Effect” is a theory that postulates that a small change in the initial condition of a system causes a chain effect that can change the outcome of an event. The example often used is that a butterfly flapping its wings in South America can affect the trajectory of a hurricane headed for Texas.
Crystal @ Budgeting in the Fun Stuff writes Growing Another Side Hustle – Pet Sitting! – I’ve started to feel stagnant in the last few months. Usually that means that I need to tackle something new (as you’ll see below).
Dominique Brown @ YourFinancesSimplified writes Reader Question: Convertible Bonds – If you have questions about your finances, you are not alone. In fact, here at Your Finances Simplified we often receive financial questions from our readers. Larry, for example, has a question about convertible bonds. I was reading this magazine and came across this thing called convertible bonds.
Hayley @ A Disease Called Debt writes The Emotional Stages of Debt: Peace – Feeling peaceful sounds like a really nice emotion to experience doesn’t it? Can we possibly feel peaceful when we think about the debts we are carrying? Yes! Because once we get on with paying debt off, life will likely become more peaceful and tranquil rather than stressful and turbulent.