Build Wealth

One thing that young adults often complain about is how unprepared they feel for tackling real-world responsibilities. Since we don’t teach these skills in school, and many parents fail to include them as chores, many young adults never learn some of the basic skills needed in life. Adulting 101 teaches young adults the basic life skills they need to lead successful lives.  These include basic financial skills, caring for your home, maintaining your health, and […]

When you are paid hourly, it is important to know to convert your wage into a salary so you know how much money you are making in a year. To calculate how much $50 dollars an hour is in annual terms, you first have to take into account your employment status. Are you a full-time employee or a part-time employee? Then, you need to look at how many hours you work per week as this

Are you tired of working? Maybe you dream of a life where work is optional. Or your dream is to spend your days doing activities that you love and can earn an income from. This dream doesn’t have to be a dream. You can make it a reality and become financially independent. Financial independence is a term used to describe accumulating enough income or wealth to rely on for the rest of your life. And

When you’re living paycheck to paycheck, it’s hard to save money to get ahead.  The good news is it’s not entirely impossible.  By thinking outside the box and changing your habits, you can find extra money in your budget and start building savings. In this post, you will learn the best ways to save money if you’re broke. In the end, you will have a blueprint to go from zero savings to having extra cash

When it comes to our bodies and ways to eat healthily, people will give you all sorts of tips – the keto diet is the best for losing weight, caffeine is bad for you until it’s good for you, avoid potatoes because they have no nutritional value, and what not! It can be hard to keep up, but one thing that most people seem to agree on is eating organic. While eating organic food is

While multiple bank accounts allow you to divide your finances, mixing them up is easy when you have multiple of the same type. Using bank account nicknames helps differentiate between similar accounts. It also makes the online banking experience more visual, benefiting budgets and savings goals. In this post, I share the benefits of giving your accounts nicknames and offer some ideas to get you started. Bank Account Nicknames 101 What Is An Account Nickname?

Laundry is a necessity of life and sometimes an expensive one. We all love to save money, but how can you lower the cost of washing your clothes? You can save money on laundry in several key ways: Managing energy use on your washing machine and dryer with short cycles, cold water, and load size Using less detergent and fabric softener Letting your clean clothes hang dry Running appliances outside of peak electricity use times

A side hustle is any kind of work done in addition to a typical full-time job. It can be done during the weekends, evenings, or even when on break at your day job. Side hustles are more flexible than full-time jobs since you can have more control over your working hours and the amount you earn. To find the best side hustle from home in 2022, consider your skills, experience, and hobbies. Depending on your

If you’re looking to break up with your cable provider while still being able to watch TV and enjoy your favorite shows, you’re probably looking into the alternatives to cable TV. Once you start looking, you might be completely overwhelmed by the now saturated streaming services market. Alternatives to cable TV can include paid streaming services, such as Sling TV, YouTube TV, Hulu, DirecTV, Netflix, and many more. And since you probably watch various shows

Do you need $3,000 in a hurry? Whether you want to finally create an emergency fund, pay off debt, or take an amazing vacation, saving $3,000 may sound like a tough task. But it really isn’t. In fact, with the steps I outline below, you will see just how easy it is to save $3,000 fast. Depending if you need the money in a month, six months, or a year, I have you covered. So

Making a budget is one of the best ways to get your finances in order. Not only does it help you keep track of your spending, but it can also help you set financial objectives and save money. However, creating and following a budget can be difficult if you don’t have the right tools. That’s where a budget binder comes in. A budget binder is a great way to stay organized and motivated while working