MoneySmartGuides.com

Pay Off Debt. Start Investing. Achieve Your Dreams.

  • Start Here
  • Resources
    • Blogs I Read
  • About
    • Privacy Policy
  • Contact Me
    • Press Kit
    • Facebook
    • LinkedIn
    • Pinterest
    • RSS
    • Twitter
  • Pay Off Debt
    • Debt Snowball Spreadsheet
      • Debt Payoff All Stars
  • Build Wealth
    • Fast Track To Side Income
      • MoneySmartGuides Saving Challenge
  • Start Investing
    • 7 Investing Steps That Will Make You Wealthy
      • Online Broker Comparison Chart
      • Investing All Stars
      • Asset Allocation Spreadsheet
  • Retire Well
  • Achieve Your Goals

Why Dave Ramsey’s Investment Strategy Is Bad For Your Wealth

Avatar for Jon Dulin  By Jon Dulin | March 20, 2019

dave ramsey investing strategy maze

Dave Ramsey is an expert when it comes to helping people get out of debt. His simple yet actionable advice explains the steps to change your finances from living in debt to living prosperously. But while his advice on helping people to get out of debt is spot on, the investing strategy Dave Ramsey guides his followers with is dangerous. So dangerous in fact that many … [Read more...]

How To Reach Your Financial Dreams | My Personal Capital Review

Avatar for Jon Dulin  By Jon Dulin | January 17, 2019

My Personal Capital Review | How To Reach Your Financial Dreams

It’s time to get a firm grip on your finances, learn how to save more money, and simply become a savvier investor. Imagine what your life will look like when you have a better handle on your money and can enjoy the freedom that financial security brings.While this may seem like a fantasy for some, Personal Capital can do it for you.Read my full review of Personal Capital below … [Read more...]

How The Right Asset Allocation Model Will Explode Your Wealth

Avatar for Jon Dulin  By Jon Dulin | December 1, 2018

asset allocation models

A major part of being a successful investor is having the right asset allocation model for your risk tolerance and investing for the long term. If you are reading this post, chances are you have the wrong asset allocation model. How do I know this? Look at the questions below. If you answer yes to either of them, then you have the wrong asset allocation model. When the … [Read more...]

How To Build Wealth In Your 20s | Your Ultimate Guide

Avatar for Jon Dulin  By Jon Dulin | June 14, 2018

how to build wealth in your 20s

Now that college is over, you are entering a new chapter in your life. It can be exciting, scary and overwhelming all at the same time. You are starting off your career and earning a steady income, but you’ve never had the responsibility that comes with it. As a result, you need some solid advice for the financial things to do in your 20s. For most of you, this will be the … [Read more...]

3 Best Retirement Calculators To Achieve Your Dreams

Avatar for Jon Dulin  By Jon Dulin | March 27, 2018

retirement calculators

Read any article about retirement planning and they will give you a number that you should use as your savings goal. While on the surface this is great to have, the reality is that it has nothing to do with your personal situation. What would be more beneficial to you is an easy retirement calculator that could help you determine exactly how much you need to save for a … [Read more...]

The Surprising Average 401k Plan Balance By Age

Avatar for Jon Dulin  By Jon Dulin | January 17, 2018

average 401k balance

I’m a competitive person. I like to challenge myself to be the best I can be. And in many regards, I compare my progress with others. A few years ago, I compared myself to others in terms of how much I had saved for retirement. While it is natural to want to a benchmark for how much I should have saved for retirement by age, I realized there are a handful of problems going … [Read more...]

Betterment Review | The Easiest Way To Start Investing

Avatar for Jon Dulin  By Jon Dulin | January 10, 2018

investing betterment review

When it comes to investing, why don’t you invest? Are you scared to lose money?Maybe you have no clue where to start since everything you read tells you something different? Or maybe you want to start but investing sounds too complicated? I have good news for you.There is a way to help you start investing without fear and possibly even help you lessen the chances of losing … [Read more...]

Tax Efficient Investing | The Easy Way To Keep More Money

Avatar for Jon Dulin  By Jon Dulin | December 6, 2017

tax efficient investing

Over time, the stock market is a powerful tool in building wealth, so long as you stay the course and invest for the long-term. But there is more you can do than just invest your money to grow it. You can use tax efficient investing to keep more of your money too. By being smart about your investing strategy and keeping tax efficiency in mind, you can keep more of your money … [Read more...]

Ally Invest Review: The Best Online Broker For Active Traders

Avatar for Jon Dulin  By Jon Dulin | November 2, 2017

ally invest review

When it comes to investing your money, you have a lot of options. Back when I first started to invest, discount brokers were just coming onto the scene. But the term “discount” was overrated. The fees to trade stock were still around $25 per share. But thanks to technology and competition, investing has become affordable for the average investor. One such example of this … [Read more...]

How Trend Following Strategies Can Reduce Risk In Your Passive Portfolio

Avatar for Jon Dulin  By Jon Dulin | September 13, 2017

trend following strategies

Investing is all about risk versus reward. And for passive index investors, this often comes down to asset allocation. By tweaking your exposure between equity, fixed income and alternative asset classes, you can trade in some potential upside for reduced volatility. But risk management doesn't have to end there! So in this article, I want to take a closer look at so-called … [Read more...]

The Eye-Opening Secrets I Learned Managing $500 Million Dollars

Avatar for Jon Dulin  By Jon Dulin | August 2, 2017

managing money high net worth

Do you ever wonder what life is like for the rich and not-so famous? Do you wonder how they invest their money? Do you wonder about how they made their millions or what secrets they might have for you to benefit from? Well today is your lucky day as I am going to share the insider details. For a few years, I worked for a high net worth investment planning firm. To be … [Read more...]

How You Can Grow Your Own Money Tree And Never Worry About Money Again

Avatar for Jon Dulin  By Jon Dulin | July 12, 2017

reach financial independence

Growing up, I remember watching cartoons where the main character would go out into his backyard and get money from a money tree. I was fascinated by this idea so much that I asked my parents if money grows on trees. They said no, but I wasn't deterred. I wondered if we had a money tree in our backyard. I set out one summer afternoon looking at all of the trees we had in our … [Read more...]

Next Page »

product reviews

  • Personal Capital Review
  • M1 Finance Review
  • Betterment Review
  • Wealthsimple Review
  • Acorns Review
  • Titan Invest Review
  • Tiller Budget Review

Learn how to be a successful investor

Want to actually make money in the stock market? Check out my book and learn how you easily can be a successful investor. Click here to learn more
7Investing Steps

Popular Investing Posts

  • How To Become A Stock Market Millionaire
  • Investing With A Small Amount Of Money
  • Investing When Scared Of The Stock Market
  • What I Learned Managing $500 Million Dollars
  • Power Of Dividend Investing

popular pay off debt posts

  • How To Easily Get Rid Of Your Student Loans
  • 10 Secret Ways To Pay Off Your Mortgage
  • How To Get Out Of Debt Forever
  • How To Snowball Debt

Popular Build Wealth Posts

  • How To Live On $1,000 A Month
  • 51 Ways To Make Money Today
  • Financial Tools I Use To Manage My Money
  • Facebook Is Stealing Your Money
  • 15 Free Budget Templates

Popular Retirement Posts

  • The Ultimate Guide To Retiring Early
  • How Much Do You Need For Retirement
  • Using Your HSA As A Retirement Account
  • Invest In Roth IRA When Making Too Much
  • Ultimate Guide To Rolling 401k To An IRA
MSG Footer Thanks again for visiting Money Smart Guides. My goal for Money Smart Guides is simple: to help you become a master of your financial future. You do this by learning to overcome your debt, making smarter spending choices and start investing for your future. When you succeed, I succeed. By teaching you about personal finance, you can take the steps needed to secure your financial future. As always, if you have any questions or want help with any personal finance issue, please contact me. I will do my best to help you out and answer any of your questions.
If you find the information I provide valuable, please share it through whatever social media platforms you can. I fully believe in paying it forward and hope that as you learn, you can teach others too.
Proud Member of the Yakezie Network
Check out the Top Finance Blogs

© 2019 Money Smart Guides – All rights reserved

Archives l About l Contact Me l Privacy Policy



The articles on this blog are for entertainment purposes and should not be taken as financial advice. Please contact a financial professional for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. I try my best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on Money Smart Guides help me pay the bills by using affiliate relationships with Amazon, Google and others. You can find out more about these relationships in the About Section. Also, be certain to read the Privacy Policy.