A major part of being a successful investor is having the right asset allocation model for your risk tolerance and investing for the long term. If you are reading this post, chances are you have the wrong asset allocation model. How do I know this? Look at the questions below. If you answer yes to either of them, then you have the wrong asset allocation model. When the … [Read more...]
How To Build Wealth In Your 20s | Your Ultimate Guide
Now that college is over, you are entering a new chapter in your life. It can be exciting, scary and overwhelming all at the same time. You are starting off your career and earning a steady income, but you’ve never had the responsibility that comes with it. As a result, you need some solid advice for the financial things to do in your 20s. For most of you, this will be the … [Read more...]
The Proven Way For You To Become A Stock Market Millionaire
So you want to know how to become a stock market millionaire? It’s much easier than you think. Let me rephrase that, it takes a lot less work to become a stock market millionaire than you think. In fact, the most work you do is at the beginning of the process. Once you have your foundation laid, you can pretty much put things on auto-pilot. How great is that? If you take … [Read more...]
3 Best Retirement Calculators To Achieve Your Dreams
Read any article about retirement planning and they will give you a number that you should use as your savings goal. While on the surface this is great to have, the reality is that it has nothing to do with your personal situation. What would be more beneficial to you is an easy retirement calculator that could help you determine exactly how much you need to save for a … [Read more...]
The Surprising Average 401k Plan Balance By Age
I’m a competitive person. I like to challenge myself to be the best I can be. And in many regards, I compare my progress with others. A few years ago, I compared myself to others in terms of how much I had saved for retirement. While it is natural to want to a benchmark for how much I should have saved for retirement by age, I realized there are a handful of problems going … [Read more...]
Betterment Review | The Easiest Way To Start Investing
When it comes to investing, why don’t you invest? Are you scared to lose money?Maybe you have no clue where to start since everything you read tells you something different? Or maybe you want to start but investing sounds too complicated? I have good news for you.There is a way to help you start investing without fear and possibly even help you lessen the chances of losing … [Read more...]
How To Reach Your Financial Dreams | My Personal Capital Review
It’s time to get a firm grip on your finances, learn how to save more money, and simply become a savvier investor. Imagine what your life will look like when you have a better handle on your money and can enjoy the freedom that financial security brings.While this may seem like a fantasy for some, Personal Capital can do it for you.Read my full review of Personal Capital below … [Read more...]
How Much Money Do You Need For Retirement? Discover Your Answer Here
I have come across a handful of magazine articles answering the question, how much money do you need for retirement? Sadly, most people have absolutely no idea how much they will need in order to retire. They see the magazine headlines talking about $2 million dollars and think saving this amount of money is impossible. So they give up before they even start. Don’t do … [Read more...]
Thanks again for visiting Money Smart Guides. My goal for Money Smart Guides is simple: to help you become a master of your financial future. You do this by learning to overcome your debt, making smarter spending choices and start investing for your future. When you succeed, I succeed. By teaching you about personal finance, you can take the steps needed to secure your financial future. As always, if you have any questions or want help with any personal finance issue, please 
