A successful investing plan needs to have a diversified portfolio. By making certain you have your money invested in various asset classes, you lower your overall risk while increasing your return over the long term. The problem is that most investors stop short of a truly diversified portfolio. Sure you invest in large cap, small cap and international stocks. And you have some investment money in bonds too. Read now: Click here to learn the importance of asset allocation But … [Continue Reading...]
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Masterworks.io Review | Alternative Investment For Investors
A successful investing plan needs to have a diversified portfolio. By making certain you have your money invested in various asset classes, you lower your overall risk while increasing your return over the long term. The problem is that most investors stop short of a truly diversified portfolio. Sure you invest in large cap, small cap and international stocks. And you have some investment money in bonds too. Read now: Click here to … [Continue Reading...]
Webull Review | The Best Free Stock Trading Platform
For serious stock traders, you only have a handful of options when it comes to finding a broker that offers all of the bells and whistles you need to conduct your research. And when you take into account the prices charged for getting access to these tools and trading stocks, the field narrows even more. Sadly there are only a couple of brokers that offer many of the things you need to be a successful investor and trade at no cost. Even … [Continue Reading...]
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CIT Bank Review | Make Money On Your Savings
When I first started to take initiative and improve my finances, the first step was to build a solid savings base. I knew that by having a large pile of savings, I would cover myself if emergencies happened. And having this savings would also allow me to focus on investing my money and growing it faster. Thanks to my finance background, I understood the power of compound interest and wanted to find a savings account that offered me a … [Continue Reading...]
Are Hybrid Cars Worth It? The Answer Will Surprise You
If you are looking to buy a hybrid car thinking it will help you to save money, you better think again. For many people wondering if hybrid cars are worth it, the answer is probably not. The reality is that in most cases, hybrid cars end up costing you more money than buying a gas powered car. So then why do so many people buy a hybrid thinking it will save them money? It is because most people only focus on the cost of gas as a … [Continue Reading...]
Retire Well
10 Critical Financial Planning Tips To Grow Your Wealth
I’ve heard all of the excuses. Understanding your finances is hard. You don’t know who to trust. You’ll get to it tomorrow. I could write over 100 excuses in a few minutes. And they are all excuses, plain and simple. The truth is, financial planning isn’t hard. It does take some work on your part, but you can easily do it. And this post is here to help. I am going to list out the 10 most critical financial tips to help you … [Continue Reading...]
How My 401k Loan Cost Me $1 Million Dollars
What could be wrong with a 401(k) loan? Everyone says it's a great loan because you are paying yourself back! It sounds like a great low risk loan at a great interest rate. But you know the saying "if it sounds too good to be true, it probably is". Well, I'm about to tell you how our 401k loan cost us $1,000,000 dollars. You see, there are a lot of reasons to not take out a 401k loan and they all happen to ME! There are risks … [Continue Reading...]
Thanks again for visiting Money Smart Guides. My goal for Money Smart Guides is simple: to help you become a master of your financial future. You do this by learning to overcome your debt, making smarter spending choices and start investing for your future. When you succeed, I succeed. By teaching you about personal finance, you can take the steps needed to secure your financial future. As always, if you have any questions or want help with any personal finance issue, please contact me. I will do my best to help you out and answer any of your questions.
