Pay Off Debt

Learn about the convenience checks that can be drawn on your credit account when you write them, just like regular checks.

Having a high credit score not only opens the door to financing larger purchases, but it also helps you save money by qualifying for lower interest rates. Because of this, building a good credit score is essential since a low credit score can negatively influence your financial situation. That’s why you must recognize what kind of financial behaviors can impact your credit score. A missed payment and having a high balance are common financial behaviors

Having good credit is critical in today’s world. By having a high credit score, you save thousands in interest on any loan you take out. And staying on top of your credit report is just as critical. Websites are being hacked daily. And there are more reports of personal information showing up on the dark web. As a result, you have to be proactive with your credit. But how can you do this that is

Do you ever hit the limit your credit card allows you to borrow against? Are you curious what the consequences are of a maxed-out credit card? In many cases, you cannot spend more than your credit card limit, but you can hit the limit and will pay the price for doing so. In this post, I discuss what happens to your credit when you max out your credit card, how bad it is to do

Do you ever wonder what happens when you quit paying your credit cards? Many people think that they will get assessed a late fee and nothing more. But the truth is things get a lot worse. Your interest rate will spike, your credit score will drop significantly, and you will start hearing from debt collectors. In this post, I share with you the timeline of when things go from bad to worse when quit paying

There are many benefits to having a credit card, from not having to carry cash with you for large purchases, to extended warranties and credit card rewards. But if you are not smart with your credit card, it can turn your financial life upside down. And the scary thing is this can happen a lot faster than you think. In this post, I highlight 15 major credit card mistakes you need to avoid at all

Do you want know how to stop using credit cards? In this post, I’ll walk you through the common reasons why most people choose to stop using credit cards and how to make sure you are firm in your beliefs. I’ll also share with you some tips of how to get back on track with your finances and how to use your credit wisely in the future. How To Stop Using Credit Cards Know Your

Want to know how to take amazing vacations and not pay full price? The secret is using credit card rewards to pay for some or all of your travel expenses. This is a growing trend as more credit cards are offering great promotions to new cardmembers. One of the best travel rewards cards out there is the PenFed Pathfinder® Rewards Visa Signature® Card. In this post, I’ll show you why this card stands head and

Credit cards are a popular way to pay for purchases these days. Not only is it convenient to not have to carry cash, but buying things with credit cards offer additional benefits, like extended warranties and insurance. But credit cards can also be dangerous to your finances. Because of this, it is important you understand common credit card terms. By knowing the basic terms of credit cards, you can make smart decisions, which over time,

When it comes to credit cards, most people think they are simply a way to pay for items. Some may even talk about the dangers of credit cards and how they can ruin you financially. But you don’t hear a lot of people talking about how to make money with credit cards. And this is disappointing because there are many ways to easily make money using credit cards. In this post I walk you through

Balance transfers can be a great way to help you out financially when used correctly. But if you use them wrong, they can quickly ruin your finances. Before you decide to go down this road, it is important you understand the pros and cons of balance transfers. Knowing the pitfalls can save you headaches and hurting your financial future. And on the other hand, knowing how you can use them for your benefit can help

It’s not news that identity theft is a serious threat to your personal finances. In 2020, consumers lost $56 billion to this scam and 49 million Americans became victim of identity theft. You may have heard people talking about the various ways to protect yourself. One of the simplest things you can do is put a freeze on your credit. It’s easy to do and makes it much harder to become a victim. But it