Frugal

how to turn gift cards into cash fast

How To Turn Gift Cards Into Cash Fast

If you have ever received a gift card you didn’t want, chances are you tossed it into a drawer and forgotten about it. What if I tell you this unwanted gift doesn’t have to be worthless? You heard that right! These gift cards can help you make money – you can sell them for cash. This article will discuss the best ways to turn gift cards into cash and show you who offers the most […]

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cheap date ideas

77 Clever Cheap Date Ideas

Are you looking for some cheap date ideas?  You’ve come to the right place.  Here are some fun and affordable ways to spend time with your loved one.  Whether you’re looking for something romantic or want to have fun, these cheap date ideas will help you save money while still having a good time.  I’ll also share some tips on how you can be frugal with your money when dating but not appear cheap. KEY

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tricks advertisers use

21 Tricks Advertisers Use To Get You To Spend Money

When it comes to spending, we all like to think that we are in control. We like to think that we make rational decisions based on what is best for us and our financial situation. The truth is, advertisers know exactly how to get us to spend more than we intended. In this post, I share some of the biggest tricks advertisers use to get you to spend more money. By understanding these tactics, you

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5 Things to Know When Shopping at Outlet Malls

I’m not a huge fan of clothes shopping, but at the same time, I don’t despise it either. I usually will wait until I need some items, stock up and be done with it. My trips usually start out at my local shopping mall where I will buy items depending on how great of a discount I get. From there, I’ll go shopping at outlet mall near my parents and pick up a few more

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Jars of money

The Astonishingly Simple Way I Earn Money By Shopping Online

A few years ago I was online looking for a new router to buy for our house. Being the smart consumer I am, I checked out a handful of sites and even looked at Google Shopping to compare prices once I narrowed down the list of possible routers to one. After I found the best price online, I took the next step that I always do. I went looking for some sort of discount or

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How To Save On Taxes The Way The Wealthy Do

The following contribution is from The Money Template, a personal finance blog exploring all things related to wealth and well-being. Taxes are simply one of those things where no matter how much you fight them they never seem to go away. That is … unless you know a few tricks on how to get around having to pay more than your fair share. Believe it or not, this is actually one of the contributing reasons

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How To Retire At 50 And Live Like A King (or Queen)

While most people only dream about retiring at 50, there are people out there that turn this dream into a reality. What is their secret? Did they win the lottery? Rob an armored car? Print counterfeit money? While there may be a few people that did do those things, the reality is that most retire at 50 by following 3 simple pieces of advice. How To Retire At 50 In 3 Steps Step 1: Save

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My Dumbest Money Move Ever

Recently, I’ve talked about my first investment, which turned out to be a great investment. Then I talked about my worst investment decision. Today, I am going to talk about my dumbest money move ever. Everything I write about here on Money Smart Guides is to help you be smarter with your money. I’ve made a ton of money mistakes in my life, getting into a mountain of credit card debt was just one. Today

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What Is Overdraft Protection?

I recently received the question from a reader asking me what is overdraft protection, and whether or not it makes sense for him to get it. I am going to answer his question today and show both the advantages and disadvantages to overdraft protection. What Is Overdraft Protection Before I talk in depth about overdraft protection, I want to make sure everyone is on the same page with understanding what is overdraft protection. Overdraft protection

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