Financial Guidelines

My Financial Guidelines are basic starting points for your financial life. I cover area’s such as retirement, emergency funds, beginning investing, buying a house. etc.

Emergency Fund: This guideline is a PDF report on what an emergency fund is, how much you should have saved in your emergency fund, and a couple of tips on how to speed up your emergency fund savings!

Buying a Home: This PDF guideline looks at the common method used to determine how much house you can afford and why it is misleading. I provide an alternative method for buying a house that you can truly afford.

Best Time To Buy: This Guideline is an annual list (broken down monthly) of when the best time is to buy certain products. It is a printable PDF file for you to download. Please print it out and keep it handy or bookmark this page so you can easily get back to it.

Starting Investing: This guideline gives you straight forward, basic information about how you should start out when investing in the stock market.

Saving for Retirement: This guideline tells you how you should save for retirement. It’s a simple, three step process that will get you on your way to having enough money for retirement.

HSA Expenses: This PDF lists both eligible and ineligible expenses when using the money in your Health Savings Account (HSA).

Financial Records List: This PDF breaks down different financial records and how long you need to keep them in your files.