Welcome to this week’s edition of the Carnival of Financial Planning! Unlike A-Rod and Ryan Braun, you can be assured that the men and women behind these posts are clean! I’ve personally taken hair, skin and blood samples and found no wrongdoing. These bloggers are the real stars of the league and deserve this recognition. Enjoy!!
BUDGETING AND ECONOMICS
Miss T. @ Prairie Eco Thrifter writes Four Weekend Activities that Will Rock Your Financial World – If you can take a few minutes out once in a while on the weekend to perform just four financial activities, your financial world could change. Here are my suggestions on what those four activities should be!
Money Soldiers @ Money Soldiers writes Responsible Car Buying Tips – Outside of home buying, car buying is the next highest purchase in your life. Make it count by understanding the financial burden it brings.
Michelle @ Making Sense of Cents writes Does your budget suck? – Budget Categories – Lately, I have been having a good amount of people asking me for help with their budget. This includes my sister, my friends, and readers. It seems like a lot of people aren’t sure what to put in their budget, or how to even start making their budget.
Tommy Douglas @ Getting Fit As A Baby Boomer Over 50 writes Considering Starting The Paleo Diet? – ThÐµ actual foods eaten on the Paleo diet Ð°rÐµ essential for success. Learn how you can make this part of your diet.
Holly Johnson @ Club Thrifty writes Club Thrifty Fall Financial Lockdown – Spending has been getting a little crazy in the Club Thrifty household lately. As a result, we have put ourselves on FALL FINANCIAL LOCKDOWN.
THE BOSS @ Like A Boss Blog writes 5 Items To Buy Pre Owned – Back in the day when frugality was the norm, buying for life and mending ripped clothes with patchwork- making things last. These days we prefer to buy everything new but at what cost? Here are 5 items I think we can all get without buying new
CAPI @ Creating a Passive Income writes Small Business Saving: How To Save Your Business Money – Running a small business and finding success? Great! Now you need to save your business money. Read here to learn how.
Wayne @ Young Family Finance writes The Self-Employment Dream: Less Talk, More Action – Maybe it came to you as a ‘lightbulb moment’, or maybe it’s a thought that you’ve stewed on and perfected for years. You know the one. It’s your business idea, your inspired concept to invent, design, manufacture or improve something that fills a gap in the market. You’ve discussed it with friends, colleagues, the postman – anyone who will listen.
Robert @ kids Ain’t Cheap writes Cheap, Fun Ways To Stay Cool This Summer – For kids, staying cool in the summer is as much about necessity as it is fun. While visiting a friend of mine recently, her two older kids (aged 9 and 11) we’re parked inside at the kitchen table where they were seeking refuge in front of the window AC unit. While this is ok once in a while, just because the days get warm, it doesn’t mean all summer activities have to stop! Here are a few ways to stay cool in the summer:
Claire Murdough @ ReadyForZero Blog writes Talkin Bout Your Generation: Baby Boomers – Each week we’re analyzing the specific challenges of each generation and how they can be overcome to reach financial success. Read this post to learn more about the Baby Boomers!
CAREER AND INCOME
Mr. Frenzy @ Frenzied Finances writes Two X Problems: The Financial Challenges Women Face – Recognizing that there are many financial challenges women face, and what to do about them, will help women to prepare for the future. Read for information.
Michelle @ Diversified Finances writes Disadvantages/Negatives of Working From Home – Last week, I talked about how I’m super excited to start working from home, and all of the positives that go along with it (such as no pants and making your own schedule, haha). However, there are some disadvantages and I would like to talk about them.
Evan @ My Journey To Millions writes Do You Have a Right to Choose Your Child’s Degree or Major? – I tweeted a picture of my son taking pictures. Which made me ask this: can a parent who is paying for college choose a degree or major?
Lauren @ L Bee and the Money Tree writes Let’s make money. Finding jobs on Craigslist! – Jobs on Craigslist still manage to be the Wild West of the job-hunting set. You just never know what you’re going to get. After several months of finding side hustles via Craigslist I’ve discovered a couple of things.
Robert @ The College Investor writes 8 Examples of “Mental Accounting” and How to Avoid Them – Mental accounting refers to the tendency of humans to develop and make decisions based on purely mental categories. Although they seem rational, the categories we create are often wholly arbitrary – and in some cases, dangerously misleading. If we are not careful, mental accounting can sabotage our investment strategies or even our entire financial lives. Here are eight pernicious examples of mental accounting – and how to see the fallacy behind each one.
DEBT AND CREDIT
Grayson @ Debt RoundUp writes One Year Of Being Credit Card Debt Free! – One year ago, I made the last large payment on my credit card debt. I sucked up the pressure and dropped the last $1,600 on my debt that was fighting me for close to four years. When I clicked that authorize button, I wouldn’t have realized that my life would change. My fight with debt was long and difficult at times, but there was the light at the end of the tunnel. I was at the end of the tunnel and basking in the light, finally!
JP @ My Family Finances writes Different Types of Loans for Your Family – In an effort to save time and painful research, here is a very brief overview of some of the more common types of loans that families have.
Debt Guru @ Debt Free Blog writes The Missing Help on Credit Scores – Didn’t get to learn about credit in high school? Neither did we. It’s strange, right? Read here for your basic education on credit and credit scores.
Monica Iannacone @ Monica On Money writes How to Payoff Your Mortgage ASAP! – After becoming debt-free, my current financial goal is to payoff my mortgage early. Here’s how I’m doing it
Tushar Mathur @ Everything Finance writes Self-Employed and Have Debt? Why Dave Ramsey May Not Work for You – Dave Ramsey. His name is synonymous with getting out of debt. No doubt his baby step program has helped millions get out of debt and stay out of debt. But he might now work for you, and here is why!
INVESTING AND SAVING
John S @ Frugal Rules writes When Should You Start Saving for Retirement? – Saving for retirement can be challenging for many. There are many excuses to use from not having enough money to it being too far away. However, by starting to save for retirement earlier rather than later, regardless of the amount, you put yourself in the best position possible.
Crawford Meade @ No Load Mutual Funds writes Pick Mature Noload Mutual Funds – The very short, but apparently stellar, record of accomplishment of some new funds makes it much easier to attract investors.
Pauline @ http://reachfinancialindependence.com writes Where will your savings rate take you? – This post is all about how to compute your personal savings rate.
MR @ Money Reasons writes Upper Middle Class Online Test – Check out my results from this Upper Middle Class Test. I included the url so you can try it too.
LaTisha @ Young Finances writes 3 Reasons Why Kim Kardashian Has More Assets Than You – Kimberly Noel Kardashian, mother of North West and partner of Kanye West, is worth $40 million and earned an estimated $10 million in one year as of June 2013.
IMB @ Investing Money writes Two Markets in the Cross Hairs – This week the energy market and the S & P are in focus. Read here for information on these important markets and how they are changing.
Cat Alford @ Budget Blonde writes How to Avoid A Savings Addiction – Do you have a savings addiction? Do you always feel like you have to buy something just because you have a coupon? If so, here’s how to combat it!
Jacob @ AllPersonalFinance writes Insurance… Don’t be Underinsured – Many people are always looking for cheap homeowners insurance. However in their haste to find cheap homeowners insurance they often risk the protection they need. Millions of residents in the UK are underinsured. Are you one of them? Now would be a good time to check your homeowners policy to make sure you have adequate coverage?
Eva Baker @ TeensGotCents writes Thrift Store Costume Ideas – Shopping With Sarah – Need a costume? Don’t have much money? Can you sew a little? Never fear! Get thrift store costume ideas from Sarah in her latest post on TeensGotCents.
Ryan @ Cash Money Life writes Why you Should Take a Vacation – Studies show that taking a vacation can improve your quality of life and help your career by improving your concentration and productivity.
Kurt @ Money Counselor @ Money Counselor writes How Much Savings is Enough? – Retirement planning is challenging because we can’t predict the future. Future inflation and investment returns will dictate how long your nest egg lasts.
Crystal @ Budgeting in the Fun Stuff writes Cost for Tubing the Comal River Last Weekend – My friends and I headed out to New Braunfels last weekend and ended up tubing down the Comal River for 6 hours.
Crystal @ Married (with Debt) writes A Big Debt-Free Reward – My husband and I worked diligently together to become debt free. Well, he did the work and I was supportive (and along for the ride). Anyway, we did it.
Mike @ Personal Finance Journey writes Creative money saving ideas for the car – Driving a car isn’t rocket science and neither is saving money. Here are our creative money saving ideas for the car.
Abu @ Insurance Bangladesh Agent writes Insurance Bangladesh – Insurance Bangladesh company agent (IBCA) is an agent company which is helping the Bangladeshi people for getting insurance policy from the Bangladeshi insurance companies. We are assisting you to become a policy holder of any Bangladeshi insurance company. 12353852-house-insurance-and-home-owner-protection-from-mortgage-interest-rates-by-refinancing-a-payment-of-l There are two types of Insurance Companies in Bangladesh – Life Insurance Company & General Insurance Company. If you
MMD @ IRA vs 401k Central writes A Strategy for Getting the Most From Both a Roth IRA vs 401k – Some people just want to know – between a Roth IRA vs 401k, which one should I start off with in order to maximize my potential? The answer – BOTH! This post will show you how.
Mr FD @ Financial Debauchery writes How Much Is Gold Worth? More Than What a Dealer Will Give You! – It’s a really good idea to find out how much is gold worth before you’re about to go sell it to one those cheesy We Buy Gold places. Read on and have a better experience than I did.
krantcents @ KrantCents writes Some Things Get Better with Age! – Some things get better with age such as wine, cowboy boots, blue jeans, rib-eye steaks, balsamic vinegar and some human beings. Older people are not quietly go into the sunset and retiring. Successful entrepreneurs are getting older! The young entrepreneurs may get more press, but there are many older people becoming entrepreneurs.
RISK MANAGEMENT AND INSURANCE
GD @ MLIQ123 writes Life Insurance Company Ratings – Picking the right insurance policy for your family’s needs is just as important as choosing the best life insurance company who offers you good customer service. Between life insurance company ratings from A.M. Best and JD Power, one of which focuses on financial strength and the latter on customer satisfaction, here is a list of the top providers in the industry and what factors you should consider when picking your provider.
Christopher @ This That and The MBA writes Why You Need Business Insurance – Businesses need several different types of insurance to protect them from financial ruin; the decision between getting insurance or not is the decision between whether you, your company and your employees are safe or at risk of losing hard earned money.
REAL ESTATE AND PROPERTY
Mr.CBB @ Canadian Budget Binder writes Buying My First Property: Was I Too Young? – When I bought my first property I underestimated the costs involved like many first-time home buyers. There is so much more to jumping in and owning a home that I learned over the years that has helped me get to where I am today.
Roger the Amateur Financier @ The Amateur Financier writes How to Monitor and Maintain Your Online Persona – A discuss on online persona and how to monitor what is being said about you online as you attempt to generate a positive personality online.
Daisy @ Suburban Finance writes Rent Vs. Buy – Should I rent a home, or buy one? This article will be helpful in deciding what you should do.
Kathleen O’Malley @ Frugal Portland writes Going on a Road Trip using AirBnB – We are using AirBnB for the first time. It is a great way to save money in a few ways.
RETIREMENT AND TAXATION
Paul @ The Frugal Toad @ The Frugal Toad writes The Pros and Cons of Borrowing Against a 401k – If you are thinking about borrowing against your 401 (k) plan you may want think twice. Nearly one in four workers with a 401 (k) or similar defined contribution plan have taken out loans totaling $70 Billion or almost one-fourth of contributions. Taking a loan against your 401k account can have a major impact on your ability to have sufficient funds available during retirement.
Kevin Watts @ Graduating from Debt writes What Happens to your Student Loans when you die? – A look into what happens to your Student Loans when you die
Luke @ Learn Bonds writes Accrued Market Discount – What You Need to Know – Knowing about accrued market discount will help you make better investment decisions and handle taxes with better wisdom.